18/03/2025

Comparison of current savings options (best savings rates)

Whether you are a UK National or an expat living abroad (from any country of origin) you all have one thing in common, the uniform availability of interest rates on your savings. In other words, the question is; where can you get the best expat saving rates?

For international savers and savers who hold bank accounts in the UK, these are the best savings rates available as of February 2025:

  • Top bank – access allowed 4.75%
  • Top bank – notice account 4.64%
  • Top bank – 1-year Bond 4.40%
  • Top bank – 5-year Bond 4.27%
  • Top bank – fixed rate Bond 4.60%

Not bad considering the past performance, but these rates are only going to fall!

Additionally, expats holding savings accounts, whilst living abroad, are  facing unforced closure issues.

So where is the better option for expats who want top savings rates?

THG Capital Savings is a multi-award-winning provider with a reputation for offering the best Fixed Rate Bonds, with its target market strongly fixed on International Savers, both expatriates and Nationals.

With two back-to-back awards for product, performance and delivery, THG Capital now offers a high-interest products, with risk mitigation built in to appease risk adverse savers, but still pays a bank beating 9% per annum.

If you are wondering whether you need to tie your money up for ages to get 9% – the answer is a resounding no. THG Capital has bi-annual maturity dates in June and December, so savers can enjoy a regular payment, transparent and structured savings vehicle, with unwavering returns.

Gold Bonds

Banks make their returns for customers from creating debt (mortgages/loans etc.) whereas THG Capital uses a much older and recognised asset – gold. Gold being a commodity can fluctuate in value, but THG Capital use the process of gold-streaming to iron out market movements. For a full description of this method, check out THG Capital Savings’ YouTube Channel to see multiple behind the scenes videos and presentations.

For high interest, safe and short-term savings options, visit award-winning THG Capital Savings today.

If investing in a risk mitigated, high yield Bond is appealing, then contact THG Capital Savings for more information about our best fixed rate bonds and watch the latest video from our brand ambassador Oz Clarke here.

FAQs

Why don’t banks offer top savings rates?

One of the reasons why banks don’t offer the best savings accounts, is because they rely on the fact that customers can rarely be bothered with the hassle of switching accounts to earn a higher rate of interest. Therefore, they don’t feel the need to offer incentives, like top savings rates, to retain clients.

I may be investing in the best fixed interest savings Bonds but how do I know my money is safe?

It is essential to be prudent, as there seems to be more and more unscrupulous individuals and companies trying to sell all types of savings and financial products. THG Capital understands the importance of ensuring your money is protected at all times, which is why an FCA Registered Registrar has been enlisted on our behalf to act as a receiving agent for all funds - THG doesn’t have access to customers’ funds at any time. There is also a UK based Trustee in place to ensure customers are guaranteed to receive the top savings rates as advertised.

I am an expat in Spain but I may relocate to another country; can I still invest in a high yield savings account via mybestbuysavings?

Mybestbuysavings products are truly global products that have been designed specifically to fulfil the requirements of international savers. No matter where you are in the world you can invest in THG Capital Savings Gold Bonds and benefit from the top savings rates offered by some of the best expat savings accounts. Once you have a THG Bond or savings accounts via mybestbuysavings, they can follow you to where ever you decide to relocate in the world (excluding the USA and UK):

Get in touch for details via WhatsApp +44 7716 856602, call +44 (0) 1243 767 664 or email Info@mybestbuysavings.com.

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